Does Money Really Matter?

People of all walks of life ask this question and to be honest, it’s a difficult one to answer because the context always varies. I think for a lot of people money is important but it doesn’t run their life. That is the camp I reside in. The moment you’ve made money an idol or an ultimate goal, you’ve lost. Money is important. It helps us in several aspects of our lives, but it shouldn’t be our primary motivator.

Another facet of this conversation is what I call the scope of money. As you will see over the next few posts I make, I firmly believe that everyone should be (1) organized with their finances to the point of where they are an expert with respect to the on goings of their money, (2) have no consumer debt and (3) have a long-term plan that is justifiable. Each of those points will be a stand-alone post so stay tuned for that.

Money is important but it shouldn’t be our idol. If you get caught up in chasing the almighty dollar you will miss a significant portion of your life. Balance is what’s needed here. If you don’t have balance in your life, then you will notice an empty feeling that sticks with you forever.

I do want to highlight the difference between being temporarily motivated to get out of a bad situation (debt, crisis, etc.) and being motivated to gain wealth at all costs. The former is something I encourage; the latter is something I loathe. I’ve seen a lot of good people bow down and worship at the altar of Ben Franklin and it has had a significant impact on their life, always for the worst.

This works the other way too, I’ve seen people not care at all about their finances and it causes damage to their marriage, relationships with their kids, and even their parents. As of this writing the number one cause of divorce in America is money issues. A great way to avoid that is to get organized, develop a plan, and execute. You’ll hear me repeat those three steps a lot. I repeat them because they are so important.

Anyhow, I hope you’ve enjoyed this quick write up about the importance of money. This is the first of hopefully several posts about personal finance and relationships with money. My hope is that I can help walk you through personal finance struggles and also share with you some of my experiences along the way.

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