Today is Monday: Are you going to complain, or execute?

Today is Monday. 

If you are on social media, you will be no doubt inundated with five obligatory "I can't believe it's Monday, five more days until Friday" posts. 

Let me tell you this: If that is your thinking, you are going to lose the long game. Simple as that. If you look at work like a grind instead of being excited to grind, then your perspective is backwards. Look, I'll be the first to admit, I want people to be with their families and work towards a good retirement. But I see that "Oh, I'm so exhausted and it's only Monday" posts and it makes me really wonder where their motivation is at. Especially when it's from people who work 09:00 AM - 03:00 PM and then play PS4 until 12:00 AM. 

If you want nice things, you have to work. I was speaking with someone yesterday about long-term goals and I told him that if you are only thinking about short-term stuff, you will never see the forest through the trees (you'll never see the big picture). We get so caught up in our day to day activities and living paycheck to paycheck that we cannot see our future. 

Some days suc, but I am more concerned about mindset. If you look at work as pointless or simply unavoidable, then you either need to (1) change your job or (2) change your perspective. Because there are much bigger things in your life, and consistently complaining about the 9-5 hustle is going to keep dragging you down and eventually stop you from hitting your goals. 

Does this have financial application?

Yes, glad you asked. Whether you are looking at your financial, business, or health goals, it is all about figuring out a long-term goal and then thinking about what short-term goals are going to get you there. 

Let's say you want a $2,000,000 retirement fund. How do you do it? Well, first you need to (1) organization your finances, (2) get on a budget, and (3) learn to save. That is phase one or Moves #1-3 of the 9 Moves program. Those are three short-terms goals you can do to help you reach your overall goal a seven-figure retirement account. 

From there, you can knock out your consumer debt as it pulls away from you ability to invest. And you can start whittling down your mortgage as having no mortgage is a great way to build wealth and save for retirement. See, everything has a process and there are always "micro goals" that go under each goal. For instance, you may have a goal to knock out your debt. Well, how are you going to do it? Whatever goals you arrive at will be those types of goals. 

No one walks around aimlessly and stumbles upon wealth. And when they do (lottery winners), they lose everything within 2 years because they didn't have a plan and they didn't care to get one after they came into money. You don't accidentally become rich and you don't accidentally find success. It happens when purpose and drive are mixed together. A little luck? Sure, but you need to know there is no substitute for effort. Effort is what separates people who stop one week short of finding success and those who ran through that week and kept on trucking. 

If you are ready to jump in and make a change, then start today. Don't look at Monday as a bad thing, look at it as another opportunity to accomplish your goals and get one step (or one day) closer to your dream.